GRANTS
FEDERAL PELL GRANT For 2008-09 Pell Grants ranged up to $4,731 a year for full-time, $3,548 for three-quarter time, $2,366 for half-time, and $1,183 for less than half-time enrollment. Undergrads only.
FUNDING: U.S. Govt.

MASSGRANT For 2008-09, awards at Massachusetts Community Colleges ranged up to $900 per year depending on the need. Full-time undergraduate students only.
FUNDING: State of Mass. & U.S. Govt.

FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT Grants normally do not exceed $200 at HCC. Preference to Pell-eligible students with zero EFCs.
Undergrads only. FUNDING: U.S. Govt.

HCC FINANCIAL AID TUITION WAIVER Tuition Waivers reduce tuition charges and can range up to the full amount of in-state tuition. Day division only. Minimum enrollment of three semester hours. Undergrads only.
FUNDING: State of Mass.

PUBLIC COLLEGE GRANT Awards cannot exceed tuition and fees. Minimum enrollment of three semester hours. Undergrads only. FUNDING: State of Mass.

PART-TIME STUDENT GRANT Award offers range from $200 to $450. Limited to eligible students enrolling for 6 to 11 semester hours per term. Undergrads only.
FUNDING: State of Mass.

INSTITUTIONAL GRANT Grants are normally limited to direct educational costs. Undergrads only.
FUNDING: HCC / State of Mass.

HCC EDUCATIONAL ACCESS GRANT Award offers generally ranged from $150 to $300 in 2008-09. Limited to students enrolling for six semester hours or more. Undergrads only.
FUNDING: HCC/State of Mass.

LOANS
FEDERAL DIRECT STAFFORD/FORD LOAN A low interest educational loan of up to $3,500 per year for freshman and $4,500 per year for sophomores. If subsidized, interest is not charged and the repayment period does not begin until six months after the borrower ceases to be at least a 1/2 time student. The interest rate is variable with a cap of 8.25% per year. Parents of dependent undergraduate students can apply for PLUS Loans.
FUNDING: US Govt.

JOBS
FEDERAL WORK STUDY (FWS) provides jobs for needy applicants. FWS awards typically allow students to work an average of 10 to 12 hours per week during the school year. Additional hours sometimes are available during the summer and other vacation periods, but rarely would total hours exceed 30 per week. Hourly rates are expected to range from $8.00 to $9.15. Payroll is every two weeks.
FUNDING: US Govt. & HCC.    text version

For detailed information regarding Federal and State student aid programs, check the following web sites:

U. S. Department of Education (http://federalstudentaid.ed.gov/)

Massachusetts Office of Student Financial Assistance (www.osfa.mass.edu)